Independent reviews of 8 adult creator platforms. Verified payout rates, real creator quotes, honest chargeback risk assessments — no affiliate bias.
Data sourced from official docs & creator communities. Last updated Feb 2026.
Most creators use 2–4 platforms simultaneously. This site helps you build a stack — not just pick one.
Every data point is labeled: Verified (from official docs), Community-reported (creator forums), or Unverified (secondary sources). We don't pretend to know what we haven't confirmed.
Quotes sourced from r/CamGirlProblems and creator interviews (anonymized). Platform strengths and pain points told in creators' own words — not platform marketing copy.
Each review includes a "Stacks Well With" section because the real question isn't which platform to use — it's how to combine 2–3 platforms for discovery, subscriptions, and messaging.
Click any platform for the full breakdown — payout rates, chargeback risk, messaging tools, and creator quotes.
Creator interviews consistently point to chargebacks as the existential financial risk — not the percentage cut. OnlyFans buyers can reverse charges up to 9 months after purchase. That $1,200 custom order can disappear nearly a year later.
The second hidden cost: platforms with no internal discovery require external marketing on social platforms with their own deplatforming risk. Only Fansly and Fan Centro offer meaningful organic reach.
"They will reverse charges over an INSANE amount of time… NINE MONTHS since purchase."
— Creator on r/CamGirlProblems, 2025 (OnlyFans)
✓ Multiple creators highlight Fansly and ManyVids as more reliably avoiding chargebacks — see individual reviews for details.